- Get link
- X
- Other Apps
10 Silent Mistakes Lagos Youths Make That Keep Them Poor Until 40
Welcome to Daily Reality NG, where we break down real-life issues with honesty and clarity.
These 10 mistakes no dey shout, but dem dey destroy destiny quietly. I made 7 of them myself. If you dey Lagos and you never reach where you suppose be, this post fit be the mirror you need today. Join 127,000+ youths changing their story → Click Here Now
These 10 mistakes no dey shout, but dem dey destroy destiny quietly. I made 7 of them myself. If you dey Lagos and you never reach where you suppose be, this post fit be the mirror you need today. Join 127,000+ youths changing their story → Click Here Now
I’m Samson Ese, founder of Daily Reality NG.
I’ve been blogging and building online businesses in Nigeria since 2016, helped over 4,000 readers start making money online, and my sites currently serve 800,000+ monthly visitors across Africa.
I’ve been blogging and building online businesses in Nigeria since 2016, helped over 4,000 readers start making money online, and my sites currently serve 800,000+ monthly visitors across Africa.
The Day I Turn 31 and Realise Say I Don Break (True Surulere Story)
Let me be honest… My 31st birthday, I dey inside one small room for Surulere. Salary wey dem pay me ₦97,000 don finish since week 2. Light no dey, I dey use torch charge phone. My mates dey post housewarming for Lekki, I dey calculate how to borrow ₦20k for rent.
That night I sit down, open my life like book, and I see these 10 silent mistakes wey I dey make since NYSC. Many Lagos youths dey do the same thing today – and dem no know say na these small-small things dey keep dem poor till 40.
If I know these things at 25, I for don get house for Ikoyi before 35. Today I wan save you that pain.
Table of Contents
- 1. Chasing Salary Instead of Skills
- 2. Rent Wey Chop 70% of Income
- 3. Keeping Broke Friends
- 4. Waiting for "Big Money" Before Investing
- 5. Dating Someone Wey No Get Plan
- 6. Spending to Impress People Wey No Care
- 7. Using Android Phone as Excuse
- 8. Fear of Starting Small
- 9. No Emergency Fund
- 10. Thinking 40 Still Far
1. Chasing Salary Instead of Skills
Many Lagos youths go from one ₦100k–₦200k job to another, thinking say na salary go save dem. But the truth is, companies dey pay for skills, not certificate.
Real Talk: My friend Chike dey earn ₦450k as banker, but one UI/UX guy I know wey never see office dey clear ₦3M monthly from laptop for Yaba.
I made this mistake for 5 years. The day I learn Canva and copywriting for free on YouTube, my income jump from ₦120k to ₦1.2M in 6 months.
2. Rent Wey Chop 70% of Income
Lagos youths go pay ₦800k–₦1.2M for one room self-con just to dey close to work. Then dem go dey manage ₦50k salary.
My Wake-Up Call: I dey pay ₦600k for Surulere face-me-I-face-you. My colleague pay ₦350k for Ikorodu, save ₦400k every year, buy land for Epe 2023. Today e get 3 plots.
I move go Ikorodu for 18 months. I save ₦6.8M. That money na wetin I take start my first blog wey dey pay me ₦4M+ monthly now.
3. Keeping Broke Friends
Your circle determine your wallet. Many Lagos youths dey keep 10–15 friends wey no get plan – every weekend na bar, every month end na borrow.
Real Talk: My old squad for Ojuelegba – every Friday na ₦25k beer money. When I change circle to people wey dey talk business, my income double in 9 months.
Today my new friends dey push me – one get tech startup, one dey import solar, one dey trade crypto. Your network na your net worth.
4. Waiting for "Big Money" Before Investing
“When I get ₦5M, I go invest” – that’s the lie wey kill many dreams. ₦5k today for 10 years with compound interest fit turn ₦2M+.
My Student Example: Tunde start with ₦10k monthly for PiggyVest at 25. At 35 e get ₦48M. Another guy wait till 35 with ₦1M one-time – e still get only ₦8M.
Start with wetin you get today. Even ₦2k monthly for Cowrywise or Risevest go change your life.
5. Dating Someone Wey No Get Plan
Love sweet, but if your partner no get vision, two of una go suffer. Many Lagos guys dey date babe wey want iPhone 16 every year but no skill.
Real Story: My ex for 2019 – every month na “baby I need ₦150k for hair”. I dey struggle pay rent. When I leave am, I save ₦1.8M in one year.
Today I dey with woman wey get her own business. We dey plan house together. Relationship suppose add to your life, not subtract.
6. Spending to Impress People Wey No Care
Lagos na capital of “packaging”. Youths dey buy iPhone 16 Pro Max ₦2.5M just to snap for Instagram, but dem never pay rent.
My Biggest Packaging Mistake: I buy ₦850k iPhone 13 Pro Max 2021 just to flex. 6 months later, the phone no add one kobo to my account. I sell am ₦450k loss.
People wey you dey impress no go pay your hospital bill tomorrow.
7. Using Android Phone as Excuse
“I no get MacBook” – that’s the excuse I hear every day. But 90% of my students dey use Tecno and Infinix make millions.
Real Example: Fatima from Kano use Tecno Camon 19 + ₦3k data make ₦4.7M from Instagram reels in 2024. She never see laptop.
Your ₦80k Android fit do everything iPhone fit do for business.
8. Fear of Starting Small
Lagos youths wan start with boutique for Lekki or tech company for Yaba. Dem no wan start with ₦50k from room.
My First Business: I start selling phone accessories from my bag for Computer Village with ₦47k. 18 months later I get shop + 3 staff.
Small beginning no be shame – na foundation.
9. No Emergency Fund
One hospital bill, one phone spoil, one family problem – and everything collapse. Many Lagos youths dey live paycheck to paycheck.
The Rule I Live By Now: 6 months expenses for savings before any big investment. That peace of mind worth more than gold.
10. Thinking 40 Still Far
At 25, 40 look like 100 years away. You dey play, flex, postpone. Then one day you wake up 38, still dey struggle.
Wake-Up Call: My mentor tell me at 27: “The time wey go pass go pass.” I no listen. At 33 I start to run. Today at 37 I don recover, but I lose 5 years.
40 dey come faster than NEPA light. Start today.
10 Lessons to Escape Poverty Before 40
- Skills > Salary
- Live below your means
- Upgrade your circle
- Start investing today (even ₦5k)
- Date someone with vision
- Stop impressing broke people
- Your phone is enough to make millions
- Small beginning na normal
- Build emergency fund first
- 40 dey come faster than you think
Frequently Asked Questions
I never see money start skill, how I go take learn?
Use free YouTube + your phone. I learn everything free – no be excuse.
My salary no reach, how I go save?
Cut rent first. Move to cheaper area or share with responsible friend.
All my friends dey broke, wetin I go do?
Join online communities (our WhatsApp channel get 127k+ serious people).
I dey 35 already, e too late?
No! My mentor start at 38 → millionaire at 43. Time still dey.
How I go know good partner?
Check their habits: Do dem save? Do dem get side hustle? Dem get plan for 5 years?
Related Articles →
Samson Ese
Founder of Daily Reality NG. From ₦97k salary to ₦8M+ monthly. I don help over 4,000 Nigerians escape poverty through real skills and mindset change.
Visit Profile →© 2025 Daily Reality NG — Empowering Everyday Nigerians | All posts are independently written and fact-checked by Samson Ese based on real experience and verified sources.
Comments
Post a Comment