Nigerian Digital Bank Licensing Explained — MFB, PSB, CBN 2026
↑ 📋 Editorial Research Notice: This article is produced by Daily Reality NG — an independent Nigerian digital publication. All licensing data, capital requirements, and regulatory information in this guide are sourced directly from verified primary and institutional sources including the Central Bank of Nigeria (CBN) , the Nairametrics CBN national license upgrade report (January 2026) , BusinessDay Nigeria (January 2026) , Mondaq Nigeria Financial Services , and TechCabal (January 2026) . Capital figures and regulatory procedures are subject to change — always verify the most current requirements directly at cbn.gov.ng before making any licensing decisions. This article is informational only and does not constitute legal or regulatory advice. ⏱️ 24 min read | 🎯 For: Fintech Founders · CBN License Applicants · Compliance Officers · Investors · Regulatory Lawyers Home › Nigerian Fintech & Banking › N...