Terms Of Service/Disclaimer
Terms of Service & Disclaimer
These Terms of Service explain the basic conditions for accessing and using the Daily Reality NG website. They address acceptable use, intellectual property, the nature and limitations of published information, external links, reader submissions and ways to contact the publication.
By accessing or using this website, you agree to comply with these terms to the extent applicable under law. If you do not agree with a provision, you should discontinue the relevant use of the website. Nothing in these terms removes a legal right or protection that cannot lawfully be excluded or restricted.
1. About Daily Reality NG
Daily Reality NG is an independent Nigerian digital publication founded by Samson Ese on 26 October 2025. The publication operates from Warri, Delta State, Nigeria, and covers subjects affecting Nigerians, including finance, business, technology, law, health, consumer issues and everyday systems.
Samson Ese
Founder, Publisher & Editor-in-Chief
Daily Reality NG, Warri, Delta State, Nigeria
References to “Daily Reality NG”, “we”, “us” or “our” in these terms refer to the publication and its editorial operation, as appropriate to the context. “You” and “your” refer to a visitor or user of the website.
2. Acceptance and Scope
These terms apply to your use of the Daily Reality NG website and its publicly accessible editorial content. Particular features or third-party services may have additional terms that apply to those features.
These terms do not automatically govern a separate agreement you may enter into with a third-party website, merchant, advertiser, payment provider or other organisation. Where another service has its own terms, those terms may apply to your dealings with that service.
If a provision of these terms conflicts with a mandatory legal requirement, the relevant legal requirement takes precedence to the extent of the conflict. A provision that cannot lawfully be enforced should not be interpreted as invalidating the remaining provisions where the remaining provisions can operate independently.
3. Permitted Use of the Website
You may access Daily Reality NG for lawful personal reading, research, learning, discussion and other uses permitted by applicable law and these terms.
Subject to applicable copyright exceptions and any permission granted by the relevant rights holder, you may generally:
- read publicly available articles and pages;
- share links to published pages with other people;
- refer to the publication in commentary, reporting or research, with appropriate attribution and within the limits of applicable law;
- contact the publication with questions, corrections or legitimate rights enquiries; and
- use the website in a way that does not unlawfully interfere with its operation or violate another person's rights.
Access to publicly available content does not transfer ownership of that content to you. Permission to read an article is not permission to republish it in full, sell it, present it as your own work or use it in a way that infringes intellectual-property rights.
4. Prohibited Activities
You must not use the website in a manner that is unlawful, deceptive, abusive or likely to interfere materially with the rights of others or the normal operation of the publication.
Prohibited activities include, where not authorised by law or by the relevant rights holder:
- attempting to gain unauthorised access to website systems, accounts or restricted resources;
- knowingly transmitting malware, malicious code or harmful technical material;
- interfering with the website through abusive requests, attacks or other disruptive conduct;
- impersonating the publication, its founder, an author or another person;
- submitting fraudulent, knowingly deceptive or unlawfully obtained material;
- using automated scraping or bulk extraction in a manner that infringes rights, breaches applicable terms or materially disrupts the website;
- reproducing or distributing protected content without permission or a valid legal basis;
- using the website to harass, threaten, defraud or unlawfully expose another person; or
- misrepresenting an affiliation, endorsement or commercial relationship with Daily Reality NG.
Nothing in this section is intended to prohibit lawful research, accessibility tools, search-engine indexing, legitimate quotation, reporting, criticism or other activities permitted by applicable law. Whether a particular use is permitted depends on the facts, the rights involved and any applicable legal exceptions.
Where reasonably necessary, the publication may take proportionate steps to protect its systems, content, readers and rights, subject to applicable law.
5. Editorial Content and Information
Daily Reality NG publishes reporting, explanations, commentary, comparisons and analysis intended to help readers understand issues relevant to Nigeria and, where appropriate, developments elsewhere.
Articles may draw on official documents, laws, regulator publications, company materials, research, interviews, public statements and other sources appropriate to the subject. The nature and strength of the evidence can differ from one article to another.
Readers should distinguish between:
- Established facts: information supported by identifiable evidence.
- Analysis: an explanation of what facts may mean and how different factors relate.
- Opinion: an evaluative view or interpretation rather than a statement of independently established fact.
- Illustrative examples: hypothetical or simplified examples used to explain a concept, which should not be treated as verified accounts of real events.
Publication on Daily Reality NG does not make every statement an official government position, a professional recommendation, a guarantee of a particular outcome or an endorsement by every person or organisation mentioned.
6. No Professional Advisory Relationship
Using the website, reading an article, following a link or sending an ordinary enquiry does not by itself establish a lawyer-client, doctor-patient, accountant-client, financial adviser-client or other professional advisory relationship.
Daily Reality NG is a publication, not a substitute for a professional who has reviewed your specific facts, documents, needs and obligations.
Where a decision carries significant legal, medical, financial, tax, insurance, employment or business consequences, consider consulting a suitably qualified professional or the relevant official institution before acting.
This does not mean every reader needs professional advice for every ordinary question. It means that general editorial information may not address the particular facts that determine what is appropriate in an individual case.
7. Accuracy, Updates and Corrections
Daily Reality NG aims to publish information that is accurate, relevant and understandable. Important claims should be checked against suitable evidence, and material errors should be considered for correction when they are identified.
Nevertheless, information can become outdated, a source can be corrected, an official position can change, a court can issue a new decision or an error can remain undetected until after publication.
Publication dates and update dates, where displayed, should be read in context. An update does not necessarily mean that every part of an article has been independently re-researched, and a publication date does not guarantee that all information remains current indefinitely.
If you believe a statement is inaccurate, contact the publication with:
- the exact URL of the page or article;
- the specific statement you believe is incorrect;
- an explanation of the problem; and
- supporting evidence, preferably a relevant official document or other reliable primary source where available.
We will consider the information supplied and assess whether a correction, clarification, update or other response is appropriate. A correction request does not guarantee that a change will be made; editorial decisions depend on the evidence, the nature of the issue and applicable obligations.
For editorial and copyright matters, email dailyrealityng@gmail.com. For other enquiries, use dailyrealityngnews@gmail.com.
8. Financial, Fintech and Business Information
Articles about banking, fintech, investments, loans, taxes, insurance, payments, business operations and related subjects are for general information and education. They are not automatically personalised financial, investment, tax, accounting or business advice.
Rates, fees, eligibility conditions, product terms, exchange rates, regulations, deadlines and provider features can change. A statement that was accurate at the time of research may not remain accurate when you read it.
Before opening an account, taking a loan, buying a financial product, investing money, choosing insurance, registering a business or making a tax decision, verify the relevant current terms with the provider or competent official authority.
Daily Reality NG does not guarantee investment returns, loan approval, business success, tax savings, insurance claims, payment settlement or any other financial outcome. Examples and calculations are explanatory tools, not promises that your personal results will be the same.
Where an article compares services, its conclusions depend on the criteria and evidence described in that article. Readers should examine the provider's latest terms, charges, risks, eligibility rules and regulatory status where relevant.
9. Health and Medical Information
Health-related content is published for general education and awareness. It is not a diagnosis, prescription, treatment plan or substitute for consultation with a qualified healthcare professional.
Symptoms, risks, treatment options, medication suitability and clinical outcomes vary from person to person. A general article may not account for your medical history, current medicines, allergies, age or other circumstances.
Do not delay or disregard appropriate medical care because of something you read on this website. For urgent symptoms or a medical emergency, seek appropriate local emergency or clinical assistance.
Readers should verify medicine, treatment, public-health and health-insurance information with relevant qualified professionals or official sources when a decision depends on current or individual circumstances.
10. Legal, Regulatory and Government Information
Legal and regulatory articles aim to explain laws, official requirements, court decisions, administrative procedures and public policies in accessible language. They are general editorial material, not a legal opinion on your particular case.
The outcome of a legal matter can depend on jurisdiction, dates, documents, facts, procedural requirements, later amendments, regulations, court interpretations and other details not fully covered in a general article.
Before relying on a legal explanation for a filing, deadline, dispute, contract, company registration, employment issue or regulatory decision, consult the current primary material and obtain suitable legal assistance where appropriate.
Official documents and legislation should be checked in their current form. An article may summarise or interpret a source, but it does not replace the source itself or bind a court, regulator, government agency or other decision-maker.
11. Copyright and Intellectual Property
Unless otherwise stated, original editorial text and other original material published by Daily Reality NG are protected by applicable copyright and intellectual-property laws. Rights in third-party photographs, illustrations, logos, documents, quotations and other material may belong to their respective owners.
Access to an article does not transfer ownership or grant a general licence to reproduce it.
What readers may do
Readers may share links to published pages. Limited quotation, criticism, review, reporting, research and other uses may be permitted under applicable law, depending on the circumstances and any relevant conditions. Where you quote or refer to our work, identify Daily Reality NG and link to the original page where reasonably practicable.
What requires permission or a valid legal basis
Unless authorised by the rights holder or permitted by law, you must not reproduce an article in full, republish substantial portions, sell our material, distribute copied articles as your own work, remove rights notices in a misleading manner, or create a competing republication of protected material.
Attribution alone does not automatically make an otherwise unauthorised reproduction lawful. Whether a use is permitted depends on the applicable law and the facts.
Requests concerning rights
If you wish to seek permission to reuse Daily Reality NG material, or believe material on the website infringes your rights, contact dailyrealityng@gmail.com. Identify the material, explain the request or concern, and provide sufficient information for a meaningful review.
For the statutory framework, consult the Nigerian Copyright Commission's Copyright Act 2022 resource. This reference is provided for information and does not replace legal advice about a particular use.
12. Reader Submissions and Communications
You may contact Daily Reality NG to ask questions, suggest a topic, submit a correction, raise a rights concern or make a business enquiry.
When contacting the publication, you should:
- provide information that is accurate to the best of your knowledge;
- avoid submitting information you do not have permission to disclose;
- avoid sending passwords, bank PINs, one-time authentication codes or unnecessary sensitive personal information;
- identify confidential or sensitive material clearly before sending it, while understanding that ordinary email is not necessarily a secure confidential channel; and
- avoid threatening, harassing, fraudulent or unlawful communications.
Sending a message does not guarantee that it will be published, quoted, answered within a particular period or accepted as the basis for an article. Editorial decisions remain subject to the publication's editorial standards and available evidence.
Do not send material on the assumption that it will be published anonymously or kept confidential unless the publication has expressly agreed to the relevant arrangement. Any request for confidentiality should be raised before sensitive information is shared.
13. External Links and Third-Party Services
Daily Reality NG may link to official agencies, legislation, company websites, research, other publications, products, services, social platforms and other external resources.
External links are provided to help readers locate relevant information. A link does not, by itself, mean that Daily Reality NG owns, operates, verifies every statement on, endorses every product from, or controls the linked service.
Third-party websites and services may change their content, availability, fees, privacy practices, security arrangements and terms without notice to Daily Reality NG.
When you leave our website, your use of the external service is subject to the terms and privacy practices applicable to that service. Review those terms before making a payment, submitting personal information, downloading software or entering into a transaction.
Daily Reality NG cannot guarantee the continued availability, security, accuracy or suitability of an external resource. This does not remove any responsibility that applicable law may impose in a particular situation.
14. Advertising, Affiliate Links and Commercial Relationships
Daily Reality NG may use or consider display advertising, affiliate links, sponsored content, paid partnerships or other lawful commercial arrangements. The specific arrangements in use may change over time.
Where an affiliate relationship exists, the publication may receive a commission or other benefit when a reader follows a qualifying link or completes an eligible action. Where sponsorship or another commercial relationship is material to content, it should be disclosed in a way that helps readers understand the relationship.
Advertising and affiliate arrangements do not, by themselves, guarantee that a product or service is suitable for a particular reader. Readers should independently review relevant prices, eligibility rules, risks, terms and provider information before making a decision.
Commercial content should not be treated as a promise of a particular financial, medical, legal or business result. Any material limitation or conflict relevant to a specific article should be assessed in the context of that article and its disclosures.
For further details, read the Advertiser Disclosure and Affiliate and Sponsored Disclosure.
15. Privacy and Data Protection
Your use of the website may involve technical information processed by the website platform or services such as analytics, contact forms, email and other integrations. The information involved depends on how you use the website and which services are active.
The Privacy Policy explains the publication's approach to information collection, use, cookies, analytics, third-party services, retention and privacy requests.
Where a third-party service is involved, its own terms and privacy notice may also apply. These Terms of Service should be read alongside the Privacy Policy rather than as a replacement for it.
Nothing in these terms is intended to waive data-protection rights that cannot lawfully be waived or to authorise processing that is otherwise unlawful.
16. Website Availability, Changes and Security
We aim to keep Daily Reality NG accessible, but uninterrupted availability cannot be guaranteed. The website may occasionally be unavailable because of maintenance, hosting problems, platform changes, network issues, security incidents or circumstances outside the publication's reasonable control.
Pages, features, article layouts and links may be updated, moved, corrected or removed. We may make reasonable changes to the website to maintain, improve or protect its operation.
Readers are responsible for using appropriate device and browser security practices. Do not attempt to bypass access controls, interfere with website operation or exploit a technical weakness.
Nothing in this section promises that the website will be error-free, continuously available or compatible with every device, browser or assistive technology. We welcome reports of accessibility or technical problems through the Contact page.
17. Disclaimers and Limitations
Daily Reality NG takes care in preparing its editorial material, but the website and its content are provided for general informational purposes and may not be suitable for every purpose or individual circumstance.
To the extent permitted by applicable law, the publication does not guarantee that every page will be complete, current, uninterrupted, free of errors or suitable for a particular decision. Information may depend on sources, dates, assumptions, third-party systems or facts that later change.
To the extent permitted by law, Daily Reality NG disclaims warranties that can lawfully be excluded. Nothing in this section should be interpreted as excluding a legal duty, consumer right, remedy or liability that cannot lawfully be excluded or restricted.
No guaranteed outcome
Articles, examples, calculations, comparisons and explanations do not guarantee that a reader will obtain a particular result. Your outcome may depend on your own circumstances, decisions, the conduct of third parties, changes in the law, market conditions or other factors outside the publication's control.
Third-party products and services
Unless expressly stated and supported by the relevant facts, Daily Reality NG does not guarantee the performance, availability, quality, safety, legality or suitability of a third-party product or service merely by mentioning or linking to it.
Liability subject to law
To the fullest extent permitted by applicable law, Daily Reality NG is not responsible for losses arising solely from a reader's use of general information without considering its limitations or independently checking matters that require current or individual verification. This statement does not determine liability in every possible situation, and it does not exclude liability where exclusion is prohibited by law.
Nothing in these terms excludes or limits liability for fraud, deliberate wrongdoing, or any other liability that cannot lawfully be excluded or limited. Any limitation must be interpreted in accordance with applicable Nigerian law and the facts of the particular matter.
18. Unlawful Use and Third-Party Rights
If your use of the website unlawfully infringes another person's rights, introduces harmful material or causes damage through conduct for which you are legally responsible, you may be responsible for the consequences under applicable law.
This section does not create an automatic obligation to compensate Daily Reality NG for every complaint, claim or loss. Responsibility depends on the conduct involved, causation, evidence and the applicable legal rules.
Daily Reality NG will not use these terms to shift to a reader liability that legally belongs to the publication or to remove a person's mandatory statutory protections.
19. Applicable Law and Disputes
These terms concern a Nigerian digital publication operating from Warri, Delta State, Nigeria. They are intended to be interpreted consistently with applicable Nigerian law, subject to any mandatory legal requirements that apply because of a reader's location or the circumstances of a particular matter.
If you have a concern about the website, you may contact Daily Reality NG first so the issue can be understood and considered. This is an optional practical step, not a requirement to give up a legal right or to delay an urgent remedy.
Any dispute should be addressed through the legal processes and forums that have jurisdiction under applicable law. Nothing in these terms creates jurisdiction where the law does not provide it or prevents a person from exercising a non-waivable right to seek a remedy.
20. Changes to These Terms
These terms may be revised when the website's features, content practices, commercial arrangements or relevant legal requirements change, or when a provision needs clarification.
When a material revision is made, the date at the top of this page should be updated. Readers should consult the current version when they need to understand the terms that apply to their use of the website.
A revision does not automatically change a separate written agreement that expressly governs a different service. Where a separate agreement applies, its terms and applicable law should be considered.
21. Contact Daily Reality NG
For questions about these terms, editorial concerns, copyright matters or general enquiries, use the appropriate channel below.
- General enquiries: dailyrealityngnews@gmail.com
- Editorial corrections and copyright matters: dailyrealityng@gmail.com
- WhatsApp: +234 902 408 9907
- Contact page: Contact Daily Reality NG
Publication: Daily Reality NG
Operator: Samson Ese, Founder, Publisher & Editor-in-Chief
Location: Warri, Delta State, Nigeria
Website: www.dailyrealityngnews.com
22. Frequently Asked Questions
Does reading Daily Reality NG mean I agree with every article?
No. These terms concern your use of the website. Reading an article does not mean that you endorse its analysis or agree with every opinion it contains.
Can I share a Daily Reality NG article?
You may generally share a link to an article. Copying or republishing the full article or a substantial portion may require permission or another valid legal basis. Attribution alone does not automatically authorise republication.
Can I rely on an article as legal or financial advice?
Articles are general informational material, not personalised professional advice. Verify current information and seek appropriate professional assistance when a decision depends on your specific circumstances.
Does Daily Reality NG guarantee that every article is error-free?
No. The publication aims for accuracy and may correct material errors, but it cannot honestly guarantee that every page is free from mistakes or remains current indefinitely.
Is Daily Reality NG responsible for every external website it links to?
No. External websites are generally operated by other organisations and may have their own terms, content and privacy practices. A link alone does not establish control or endorsement.
Can Daily Reality NG change these terms?
Yes. The terms may be revised when relevant circumstances change. The latest version and its displayed update date should be consulted.
Can these terms remove my statutory rights?
No provision is intended to remove a consumer, privacy, copyright or other legal right that cannot lawfully be excluded or restricted. Applicable law takes precedence where a term conflicts with a mandatory protection.
How do I report a factual error or copyright concern?
Send the page URL, identify the statement or material concerned, explain the issue and provide supporting evidence where possible. Editorial and copyright matters can be sent to dailyrealityng@gmail.com.
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